I have 10 lakh rupees. How can I make it 1 crore?

 1. Stock Market Investments

Equities: Investing in the stock market can offer high returns, especially if you invest in growth-oriented stocks. Consider a diversified portfolio to mitigate risks.

Mutual Funds: Equity mutual funds, especially those that invest in high-growth sectors, can be a good option for those who are not comfortable picking individual stocks.

2. Real Estate

Investing in real estate can be lucrative, especially in areas with high growth potential. Rental income coupled with property appreciation can contribute to reaching your financial goal. However, real estate requires significant capital and due diligence.

3. Start a Business

Starting your own business can offer substantial returns if successful. This route carries high risk but also the potential for high rewards. It requires a solid business plan, market understanding, and execution skills.

4. High-yield Savings Accounts and Fixed Deposits

While safer than stocks or real estate, these options offer lower returns. They could be a part of your portfolio for diversification and as a risk-free component.

5. Peer-to-Peer Lending or Crowdfunding Investments

These platforms can offer higher returns than traditional savings, but they come with a higher risk of default. It's essential to spread your investment across multiple borrowers or projects to mitigate risks.

6. Learn and Reinvest

Regardless of the avenue you choose, educating yourself on financial markets, investment strategies, and economic trends is crucial. Continuously reinvesting your returns can compound your gains and help you reach your goal faster.

Risk Management

It's important to assess your risk tolerance before making any investments. Diversifying your investment across different asset classes can reduce risk. Also, be wary of schemes promising unusually high returns in a short period, as they may be fraudulent or extremely risky.

Consult a Financial Advisor

Given the significant amount you're looking to invest, consulting with a financial advisor might be a wise choice. They can offer personalized advice based on your financial situation, goals, and risk tolerance.